Cycle to Work Scheme for Small Businesses | Cyclescheme

Discover how a cycle to work scheme for small businesses can help you save money while strengthening your employee benefits package with Cylescheme.

08.07.2026

Running a small business means every decision counts, from each person you hire to each benefit you offer your team. You want to support your employees and attract great people, and you want to do so in a way that’s affordable and doesn’t introduce administrative headaches at every turn. That’s where a cycle to work scheme for small businesses can make all the difference.

With Cyclescheme, your employees can save up to 47% on bikes, e-bikes, and cycling accessories through salary sacrifice, while your business can save up to 13.8% on Employer National Insurance Contributions (NICs). Better still, it's free to join, easy to manage and designed to work for businesses of every size.

Whether you have five employees or fifty, Cyclescheme helps you offer a valuable employee benefit that supports wellbeing, recruitment, retention, and employee satisfaction.

Join over 50,000 employers already using Cyclescheme.

Why small businesses are using employee benefits to compete with larger employers

Small businesses face a range of challenges, and one of the most significant is trying to keep up with larger businesses when it comes to employment, recruitment, and retention. Small businesses may not always be able to offer the same salaries as larger competitors, which is why they often turn to employee benefits to strengthen their employment package instead. This is especially valuable considering how nine out of ten employees strongly consider benefits when deciding whether or not to take a job.

In this regard, salary sacrifice benefits are especially popular. This is because salary sacrifice schemes not only provide a real and meaningful way for employees to save money, thus creating a more competitive and attractive benefits package, but because they are also cost-effective for smaller employers with tighter budgets.

And when it comes to cost-effective or cost-positive employee benefits, Cyclescheme’s cycle to work scheme for small businesses is an especially popular choice among employers and employees alike.

Can small businesses offer a cycle to work scheme?

An employee arriving at their small work office on their bike, showcasing a cycle to work scheme for small businesses in action

A common misconception around cycle to work schemes is that they’re only suitable for large organisations. However, the reality is that thousands of small businesses across the UK already use Cyclescheme to give employees access to affordable bikes and cycling equipment. In fact, smaller organisations are often the businesses that benefit most.

Why is this? It’s because small businesses typically need employee benefits that deliver genuine value without creating additional administration or ongoing costs. And Cyclescheme was built to do exactly that.

It's free to join, it’s easy to set up, and it’s simple to manage. All you need to do is approve employee requests, and we’ll handle all the rest.

Why small businesses choose Cyclescheme

Cyclescheme is a free, cost-effective benefit for small businesses

As mentioned above, Cyclescheme is free to join. As an employer, you initially fund the employee's cycling package, and the cost is then repaid through salary sacrifice deductions from the employee's salary.

In addition, businesses can save up to 13.8% on Employer National Insurance Contributions through the scheme. That means Cyclescheme isn't just cost-effective, but that it can be cost-positive by saving your business money.

Cyclescheme helps smaller businesses compete with larger competitors

Large organisations often have bigger budgets and larger benefits packages, but that doesn't mean small businesses can't compete.

A cycle to work scheme for small businesses helps you offer a benefit employees genuinely value without increasing salary costs. It's a practical benefit that supports health, finances, and wellbeing all at once.

An employee shopping and exploring the bike options available through a cycle to work scheme for small businesses

Cyclescheme helps small business support employee wellbeing

The journey to work affects how people feel before they even arrive. From traffic jams to delayed public transport, a commute can shape an employee’s entire day.

Cycling gives employees another option. 82% of Cyclescheme participants say they feel less stressed after cycling to work, and employees who engage in active travel are often happier, more productive, and take fewer sick days than those who commute by car.

In short, a better commute can lead to a better day.

Cyclescheme helps small business employees save money

The cost of living continues to put pressure on households across the UK. A cycle to work scheme for small businesses helps your employees make meaningful savings, even if you can’t offer the same salary as a larger competitor.

Through salary sacrifice, employees can save up to 47% on bikes, e-bikes and cycling accessories. They can also spread the cost through manageable monthly repayments, which makes cycling far more accessible for many workers. And this is on top of saving money through a range of other factors, such as fuel, parking, and public transport.

In fact, with our savings calculator, employees can actually calculate how much money they can expect to save with Cyclescheme in advance.

How the cycle to work scheme works for small businesses

A bike leaning against a desk in a small office, with bullet points explaining the simplicity and benefits of using Cyclescheme's cycle to work scheme for small businesses

Getting started is simple with Cyclescheme’s cycle to work scheme for small businesses.

  1. Step 1: Join Cyclescheme
    Register your business online. The process is straightforward and free.
  2. Step 2: Tell your employees
    We'll provide marketing materials and support to help you promote the scheme internally.
  3. Step 3: Employees apply
    Employees choose the bike, e-bike, and accessories they want and submit a request.
  4. Step 4: Approve requests
    You review and approve applications.
  5. Step 5: Employees get riding
    Employees receive their certificate and redeem it with a choice of more than 2,600 retailers nationwide.
  6. Step 6: We handle ownership
    At the end of the hire period, Cyclescheme manages the ownership process. That means less administration for your business.

Why employees love Cyclescheme

Cyclescheme is one of the most popular salary sacrifice benefits in the UK, and for good reasons. Employee uptake of Cyclescheme is so common because it allows employees to:

  • Save up to 47%: Employees make significant savings on bikes and cycling equipment.
  • Spread the cost: Payments are made through salary sacrifice, making larger purchases more affordable.
  • Access plenty of choice: Employees can shop with over 2,600 retailers and brands nationwide, from national chains to local bike shops.
  • Buy on e-bike: E-bikes are becoming increasingly popular. They're ideal for longer journeys and hillier routes, and they make cycling accessible for employees with less experience.
  • Get more than just a bike: Employees can choose a wide range of accessories, helping them build a safe and complete commuting setup.
Multiple employees leaving the workplace with new bikes together after choosing to participate in a cycle to work scheme for small businesses

Why should small businesses trust Cyclescheme as their cycle to work scheme provider?

There are several cycle to work providers in the UK. Here's why more employers choose Cyclescheme:

  • 20 years of experience: We've spent two decades helping people cycle to work.
  • Trusted by over 50,000 employers: More organisations choose Cyclescheme than any other provider.
  • More than 1.2 million riders supported: We've helped more people start cycling to work than anyone else.
  • Reliable support with minimal admin: We manage the complicated parts so you don't have to.

Give your small businesses a competitive edge

The best employee benefits don't need to be complicated, they just need to make a difference. A cycle to work scheme for small businesses helps employees save money, improve wellbeing, and enjoy a healthier commute.

At the same time, your business can strengthen its benefits package, improve hiring and retention, and save on Employer National Insurance Contributions. That's why over 50,000 employers trust Cyclescheme.

Join them today.

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Cyclescheme is the UK's most popular cycle to work benefit, creating more cyclists than any other provider.