Cyclescheme is the UK's most popular cycle to work benefit, creating more cyclists than any other provider.

Award-winning cycle insurance from Bikmo.

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Cover your bikes and kit against theft, accidental damage and more, so you can ride more and worry less!

  • Designed for all types of riding, from commuting to races.
  • 'Platinum Trusted Award from Feefo since 2021.
  • Underwritten by Hiscox with 92% claims approval.1
  • Exclusive pricing for Cyclescheme customers.

Exclusive pricing for all Cyclescheme customers. Plus 14 days free insurance for all new customers.


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Why insure your bikes?

If you hit bad luck with theft or damage and you can’t ride your bike purchased through Cyclescheme, your monthly repayments will continue.

We all care for our bikes and kit, but we can’t always avoid those pesky potholes or opportunist thieves. With Bikmo cycle insurance you can insure your new bike, as well as any other bikes and kit you ride with.

What’s covered?

Around 49% of claims with Bikmo are for accidental damage to bikes, and 48%1 for theft - both are covered with your 14 days free cover

Additional benefits are only available when you purchase a full policy.

Benefits included with a Bikmo GO policy:

Bikmo insurance

Want to add cover for yourself too?

Choose Bikmo PLUS to add public liability and personal accident.

In addition to the above benefits, if you’re wanting cover for road races and circuit races too, choose Bikmo RACE to add on cover for these.

Ready to get covered?

To find out more or get a quick quote, click below, or call 01244 470 662 to speak to one of the team.

Or to redeem your 14 days free cover on your new bike, simply opt-in to receive your activation link when asked during your bike purchase request with Cyclescheme.


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1 data from claims between 01/01/2020 and 31/12/2020.
2 to claim your free insurance you must opt-in to offer during purchase, and activate within 7 days of receiving your bike using the activation link in your confirmation email sent.

Bikmo Limited is authorised and regulated by the Financial Conduct Authority ref: 745230