Cyclescheme is the UK's most popular cycle to work benefit, creating more cyclists than any other provider.

Award-winning cycle insurance from Bikmo.

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Cover your bikes and kit against theft, accidental damage and more, so you can ride more and worry less!

  • Designed for all types of riding, from commuting to races.
  • Gold Trusted Award from Feefo since 2018.
  • Underwritten by Hiscox with 92% claims approval.1
  • Exclusive pricing for Cyclescheme customers.

Exclusive pricing for all Cyclescheme customers. Plus 14 days free insurance for all new customers.


Find out more Get a quote

Why insure your bikes?

If you hit bad luck with theft or damage and you can’t ride your bike purchased through Cyclescheme, your monthly repayments will continue.

We all care for our bikes and kit, but we can’t always avoid those pesky potholes or opportunist thieves. With Bikmo cycle insurance you can insure your new bike, as well as any other bikes and kit you ride with.

What’s covered?

Around 53% of claims with Bikmo are for accidental damage to bikes, and 44%1 for theft - both are covered with your 14 days free cover.

Additional benefits are only available when you purchase a full policy.

Benefits included with a Bikmo GO policy:

  • Accidental damage - From pothole damage, to carbon damage. You’re covered.
  • Theft - Whilst at home and away from home, anywhere in the world.
  • Clothing + headgear - What you wear can be just as valuable as what you ride.
  • Accessories - Gadget geek? Garmin, lights etc are included.
  • 365 worldwide - Take your cover wherever and whenever you ride, worldwide.
  • Returning home - Gets you back to base if you damage your bike or it’s stolen.
  • Events - Many event types are covered as standard.
  • Emergency hire - Claim for temporary hire and riding until you’re sorted.
  • Family + friends - If you dare let them borrow your bike, they’ll be covered too.
  • Bike box cover - Even your bike protection is… protected.

Want to add cover for yourself too?

Choose Bikmo PLUS to add public liability and personal accident.

In addition to the above benefits, if you’re wanting cover for road races and circuit races too, choose Bikmo RACE to add on cover for these.

Ready to get covered?

To find out more or get a quick quote, click below, or call 01244 470 662 to speak to one of the team.

Or to redeem your 14 days free cover on your new bike, simply opt-in to receive your activation link when asked during your bike purchase request with Cyclescheme.


Find out more Get a quote


1 data from claims between 01/01/2019 and 31/12/2019.
2 to claim your free insurance you must opt-in to offer during purchase, and activate within 7 days of receiving your bike using the activation link in your confirmation email sent.

Bikmo Limited is authorised and regulated by the Financial Conduct Authority ref: 745230