Cyclescheme is the UK's most popular cycle to work benefit, creating more cyclists than any other provider.

Save 25-39% on a new bike for work

Tax is complicated; the cycle to work scheme is not. You choose a bike, hire it for an agreed length of time, then snap it up for a fraction of its original value. It's like a year-round sale, with interest free credit available in over
2,000 retailers nationwide.

How It Works FAQS

How much do you plan to spend?

At the end of your Hire Period you will need to select an Ownership Option. Our 1 year ‘Own it Now’ agreement is not the cheapest option.
We recommend you choose the 4 year ‘Own it Later’ option as this will increase your savings.
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Use our advanced calculator

1. Pick Your Package & Apply

Select a package that suits your needs.

Just a bike

Just a bike

A bike and accessories

A bike and accessories

Just accessories

Just accessories

Use our calculator to check how much you can save.

Once you have a budget in mind use our
retailer finder to select a local store or online retailer to shop with. If you want, you can decide on your retailer after you've applied. If you're very price conscious check out our offers.

2. Get Your Gear

Your employer will review your application and pay for your Cyclescheme package. We'll then instantaneously send you an eCertificate.

You can exchange your eCertificate for your gear in-store or online.


3. Choose an ownership option

When your Hire Agreement and salary sacrifice ends, you can keep your Cyclescheme package by making a small additional payment.

Cyclescheme will contact you regarding ownership options at the end of your Hire Agreement. Participants on standard schemes tend to save between 25 and 39% when they use our recommended ownership option.

End of Hire FAQS

Are you ready to apply?

To complete your application, you will need:

Employer code

If your employer is signed up with Cyclescheme, they'll have a unique employer code to use when you apply.

Payroll number

You can find your payroll number on your payslip.


Decide on a budget for your bike and/or accessories up to £ 1,000.