Cyclescheme is the UK's most popular cycle to work benefit, creating more cyclists than any other provider.

We love a daily cycle commute to the office, as does our specialist cycle insurance partner, Bikmo.

As cycling experts, they know the happiness that comes from riding a bike, whether for work or play. Cycling obviously helps you stay fit, but it can also lead to feeling less stressed, a deeper nights sleep, and even cutting heart disease or cancer in half. The benefits are clear, from lower costs to improved wellbeing.

However, there’s some precautions that Cyclescheme members should consider to make their cycling commute as safe and stress-free as possible, including having appropriate insurance for your bike and gear

That’s why Bikmo have created this ultimate commuting by bike guide for you.

 Florencia Potter

What bike to use

If you have a choice in what bike to use, there are some things to look for. Bikes with clearance for mudguards to avoid getting a wet behind when walking into the office, and a comfortable geometry, are perfect for riding into work. Cyclescheme is a fantastic option for accessing a bike!

Don’t forget - All Cyclescheme customers get 14 days FREE cycle insurance on new bikes and a 10%* discount on a full policy with a valid cyclescheme certificate number.

Photo by Matt Grayson, all right reserved

Appropriate clothing and lighting

With 15% of accidents occurring in dark and low light conditions, it’s important that you invest in lights for your bike and some reflective clothing. Hi-vis jackets and gilets are good options, or you can get strips that can be worn around your ankles or arms.

Although it’s not a legal requirement that you wear a helmet, it can save your life if you’re involved in an incident. Helmet cameras can also be fitted, and provide you with vital evidence in your defence if you ever needed it.

 Photo by Matt Grayson, all right reserved

Bikmo’s top tips for cycling to work

- Signal like you mean it - Signalling is imperative to commuting safely. Always remember to check over your shoulder early before changing position.
Know when to dismount - If you’re feeling tired or unsafe, dismount and walk. The key is knowing where to dismount, as cycling over pavements and pedestrian crossings is illegal.
Invest in a good lock - A good, solid D-Lock with an extra cable for the front wheel is a good security option, and won’t weigh you down. Read more about the best locks on our Best bike D locks guide and think about where you’re locking your bike.

Do you have bike insurance?

Bikmo cycle insurance is designed with commuters in mind. We want you to have a smooth ride but should the worst happen – we’ve got your back. Cyclescheme members benefit from an exclusive 10%* saving on Bikmo bicycle insurance, including damage cover if an accident happens or your bike gets stolen.

Plus, when you buy a new bike through Cyclescheme, you’ll have the option to activate 14 days of free insurance with Bikmo so you can ride worry-free. If you’re insuring an e-bike, you’ll even benefit from an additional 25%* reduction on your premium.

Let us help you find the best plan for your journey.


*subject to a minimum premium

Terms and conditions apply. This promotion is provided by Bikmo Limited, 1 Minerva Court, Minerva Avenue, Chester, CH1 4QT who are authorised and regulated by the Financial Conduct Authority ref: 745230.